Dental coverage in Missouri can be costly for small business owners. Nevertheless, there are ways to keep your employees happy while staying in your budget. The latest tools to fight the high costs of this benefit are dental insurance plans that offer discounted rates at participating dental offices. Consider this weapon if traditional dental insurance is not working for your company.

Still not sure if you should choose dental insurance plans in Missouri or more traditional dental insurance coverage? Here are some things to think about as you make your decision:

1. Dental insurance in Missouri often requires execution of lengthy claim forms, by your employer or by the dentist.

2. You may be able to get bigger discounts if you bundle insurance coverage through one of the major carriers.

3. There is no waiting period for pre-existing conditions if you choose a dental insurance plan.

Action Steps
The best contacts and resources to help you get it done

Purchase dental insurance in MO through a local agent

Choosing the best dental insurance Missouri has to offer is easy when you choose to work with an agent familiar with the state.

I recommend: GBD Insurance Agency offers American Dental Plan insurance in Missouri for individuals or groups. You have the option to pay the benefits or offer it as an election to your employees. Complete the request form on Diversified Insurance Services/InsBuyer.com to have them match you with the companies that best meet your needs for dental coverage.

Obtain Missouri dental insurance through a company offering other products for bigger savings

Dental insurance is not the only type of coverage you need for your small business. Choose a company that offers the other types of insurance you are looking for. They may offer a discount if you choose more than one of their products.

I recommend: Complete the Group form on the right of the page at Benefits By Design, Inc/The Health Insurance Advocate, LLC to learn more about all dental and all the other insurance products they offer in Missouri. Get a free quote from USA-HealthInsurance on group dental and health insurance.

Choose dental plans in Missouri that are cheaper for you and your employees

Some small companies are opting to let their employees pay all or most of the costs associated with dental coverage. If you fall into that category, choosing a dental plan instead of traditional insurance will mean lower premiums for your employees.

I recommend: Complete the Group Services Contact Form to learn more about what DentalPlans.com, Inc. has to offer your small business. USAGroupDental offers group dental plans for as little as $10 per month.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  A benefit of dental insurance in Missouri is that your employees can select only the benefits they need. For instance, a parent of teenagers may need more orthodontic coverage than someone with no children.