Employees may need temporary health insurance for several different reasons. They could be between jobs or have only temporary or part time employment. Connecticut short-term medical insurance also is necessary while employees are waiting for permanent health insurance to begin. Temporary healthcare coverage in Connecticut is generally cheaper than Consolidated Omnibus Budget Reconciliation Act, or COBRA, insurance.

Preferred provider organizations and health maintenance organizations usually do not support temporary health insurance. Connecticut policy holders normally may receive care from any licensed health care provider.

Keep the following three points in mind when you are thinking about buying temporary health insurance in Connecticut:

1. Gap coverage between long-term policies is the intended purpose of temporary medical insurance. Connecticut short-term insurance eventually should be replaced by permanent insurance.

2. Connecticut short-term health insurance usually pays for unexpected illness and injury but does not generally cover preventative care or routine examinations.

3. Temp health insurance in Connecticut is exempted by the Health Insurance Portability and Accountability Act, or HIPAA. Providers are not required to issue or renew policies to any applicant.

Action Steps
The best contacts and resources to help you get it done

Acquire general pricing information on Connecticut temp health insurance policies

There is a large difference in the cost of premiums, but Connecticut temp health insurance will cost substantially more than an equivalent long-term policy.

I recommend: Get prices from multiple CT temporary health insurance companies at the Connecticut Health Insurance Alliance. This site will have additional details on selecting temporary health insurance.

Explore the different types of Connecticut temporary health coverage

CT temporary health insurance plans frequently target a specific group or medical condition. It's a good idea to understand the purpose of a given policy before reviewing the details of a policy.

I recommend: Find a plan summary for Connecticut temporary health insurance at Malloy Insurance Agency. This insurer specializes in affordable plans for Connecticut residents.

Find quotes for temporary health insurance in Connecticut that have been customized for you

Your quote is more meaningful when it is based on personal information provided on your application for Connecticut temporary medical insurance. Some websites will forward your application to multiple health insurance companies in Connecticut.

I recommend: Complete the short application form at InsuranceCT for temporary health insurance. Connecticut residency is required for this plan.

Tips & Tactics

Helpful advice for making the most of this Guide

• •  Review your policies for any clauses that provide coverage past the stated termination date of temporary medical insurance. Connecticut temporary health care will frequently continue paying for total disability until a certain condition has been met. This condition might be the expenditure of a fixed amount, the elapse of a certain time past the termination date or that the treatment is no longer required. Many plans also will provide a fixed benefit for partial disability after the termination of the policy.